Cookie Policy
Last Updated: 9/23/2025
1. What Are Cookies
Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit our website. They are widely used to make websites work more efficiently and provide information to website owners about how users interact with their sites.
2. How We Use Cookies
Construction Loan Calculator Pro uses cookies to enhance your browsing experience and provide personalized services. We use cookies for the following purposes:
- Remember your calculator preferences and settings
- Analyze website traffic and user behavior
- Provide personalized content and advertisements
- Ensure website security and prevent fraud
- Track marketing campaign effectiveness
- Enable social media features
3. Types of Cookies We Use
🔧 Essential Cookies
These cookies are necessary for the website to function properly and cannot be disabled.
- Session management and user authentication
- Security and fraud prevention
- Load balancing and website functionality
- Cookie consent preferences
📊 Analytics Cookies
These cookies help us understand how visitors interact with our website.
- Google Analytics for traffic analysis
- Page view and user journey tracking
- Performance monitoring and optimization
- Error tracking and debugging
🎯 Marketing Cookies
These cookies are used to deliver personalized advertisements and track marketing effectiveness.
- Google AdSense for targeted advertising
- Conversion tracking and attribution
- Remarketing and audience segmentation
- A/B testing and campaign optimization
⚙️ Functional Cookies
These cookies enable enhanced functionality and personalization.
- Calculator input memory and preferences
- Language and region settings
- Theme and display preferences
- Newsletter subscription status
4. Third-Party Cookies
We work with trusted third-party services that may place cookies on your device:
| Service | Purpose | Duration |
|---|---|---|
| Google Analytics | Website traffic analysis | Up to 2 years |
| Google AdSense | Personalized advertising | Up to 2 years |
| Google Tag Manager | Tag and script management | Session |
| Creem.io | Payment processing | Session |
5. Cookie Consent and Control
We respect your privacy choices and provide you with control over cookies:
🍪 Cookie Consent Banner
When you first visit our website, you'll see a cookie consent banner that allows you to:
- Accept all cookies for the full website experience
- Customize your cookie preferences by category
- Reject non-essential cookies (may limit functionality)
- View detailed information about each cookie type
Browser Settings
You can also control cookies through your browser settings:
- Chrome: Settings → Privacy and Security → Cookies and other site data
- Firefox: Options → Privacy & Security → Cookies and Site Data
- Safari: Preferences → Privacy → Manage Website Data
- Edge: Settings → Site permissions → Cookies and site data
6. Impact of Disabling Cookies
If you choose to disable certain cookies, some features may not work as expected:
Without Essential Cookies
- • Website may not function properly
- • Security features may be disabled
- • User sessions may not persist
Without Functional Cookies
- • Calculator settings won't be saved
- • Preferences will reset each visit
- • Personalization features disabled
7. Cookie Duration
Cookies are stored for different periods depending on their purpose:
- Session Cookies: Deleted when you close your browser
- Persistent Cookies: Remain on your device for a set period (30 days to 2 years)
- Analytics Cookies: Typically expire after 2 years
- Marketing Cookies: Usually expire after 30 days to 1 year
8. Updates to Cookie Policy
We may update this Cookie Policy to reflect changes in our practices or applicable laws. When we make changes, we will update the "Last Updated" date at the top of this page and notify users through our website banner or email notifications.
9. Contact Information
If you have questions about our use of cookies or this policy:
Construction Loan Calculator Pro
Location: Shenzhen, China
Privacy Email: privacy@constructionloancalculator.pro
General Contact: Contact Us
Related Policies: This Cookie Policy works together with ourPrivacy Policy andTerms of Service. For information about how we handle your personal data, please see our Privacy Policy.